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JHS Regulatory Radar – February 2026 Newsletter

The February 2026 JHS Newsletter presents a consolidated view of key regulatory developments across RBI, FEMA, SEBI, MCA, IBBI, IRDAI, GST, and DGFT impacting businesses and financial institutions.

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India Risk Insight Quarterly (IRIQ): Q3 FY 2025–26 Risk Outlook

The Q3 FY 2025–26 India Risk Insight Quarterly highlights emerging macroeconomic, operational, financial, and geopolitical risks shaping India’s corporate and regulatory landscape.

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MCA Launches CCFS-2026 for Delayed Annual Filings

MCA has introduced a one-time compliance window allowing companies to regularise pending annual filings at significantly reduced additional fees.

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RBI Tightens External Commercial Borrowing (ECB) Framework

RBI has significantly revised the ECB framework, imposing stricter end-use restrictions, enhanced reporting controls, and linking borrowing limits to net worth.

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IRDAI Allows Insurers to Invest in AIFs with Overseas Exposure via ‘Excusal Rights’

IRDAI has permitted insurers to invest in AIFs with overseas exposure, subject to strict “Excusal Right” safeguards ensuring zero foreign allocation of policyholder funds.

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ITAT Rajkot Allows 80GGC Deduction with 10% Ad-hoc Disallowance

The ITAT Rajkot upheld political donation deduction under Section 80GGC but restricted disallowance to 10% in absence of specific evidence against the donor.

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RBI Withdraws 2021 Grievance Redress Circular for Banks

RBI has withdrawn its 2021 circular on grievance redress in banks, consolidating complaint and disclosure requirements under updated Master Directions and the Integrated Ombudsman Scheme, 2026.

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SEBI Revises Capacity Planning Norms for Commodity Derivatives

SEBI has introduced a revised capacity planning framework for commodity derivatives exchanges, replacing the 4x peak load rule with a 2x projected load standard and stricter monitoring triggers.

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RBI Doubles Collateral-Free Loan Limit for MSMEs

The RBI has amended MSME lending norms, increasing the mandatory collateral-free loan limit for Micro and Small Enterprises from ₹10 lakh to ₹20 lakh.

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SEBI Issues Strict Segregation Norms for Credit Rating Agencies

SEBI has mandated clear operational, grievance, and capital segregation for Credit Rating Agencies rating products regulated by other financial regulators.

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