RBI’s Relief for Indian Exporters

Extension of Export Realization Timelines and Loan Repayment Relief

The RBI announced relief measures on November 14, 2025, for Indian exporters facing liquidity stress due to geopolitical disruptions and U.S. tariffs. The export realization timeline under FEMA has been extended from 9 months to 15 months, with advance shipment timelines increased from 1 year to 3 years. Banks can grant a 4-month loan repayment moratorium (September-December 2025) for exporters in 20 stressed sectors including textiles, leather, chemicals, and gems, without downgrading their credit ratings. This targeted intervention aims to help exporters manage delayed receivables and avoid defaults while maintaining their financial standing.

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